Stop Foreclosure Express!

DSC01756Greetings from Bill Snell

Thank you for considering the professional services offered by Together Orlando.  Here is a brief introduction to who we are and what we do.  It is our desire to serve you during tough times.

Together Orlando provides cost effective professional services to individuals and families to address the current financial mortgage crisis in Central Florida.  Our goal is simple and straightforward – to provide each homeowner impacted by the mortgage and housing crisis with the knowledge necessary to determine what their options are, as well as to lay out a plan to  strategically implement that knowledge in a manner that finds real solutions to avoiding foreclosure.

Did you know that 1 in 6 homeowners in America owe more than their home is worth?  If you have found that you are upside down in your home, perhaps facing delayed or missed mortgage payments, and maybe even the loss of income, things can seem bleak and hopeless. 

But, you are not alone!  We understand your hardship, and truly want to help.

If the bank is threatening to foreclose on your home –  it’s time for you to act!  Unfortunately, time is not on your side.  You should not just “wait and see” what happens.

Inaction can result in foreclosure, judgment of deficiency, severely damaged credit, and of course the loss of your home.

Together Orlando was founded for a time such as this. 

While there are many individuals and organizations around who make wild claims of success charging significant up front fees  and taking advantage of other’s economic crises, it was determined that there needed to be a company  that would truly come along side and offer you, the homeowner, vital information and professional services to guide you through your options while helping to avoid unnecessary delays and expense.

We never charge upfront fees for our services – never!  The fees we do charge are fully disclosed and are often recovered at closing and is often paid by the lender – not you the homeowner.  Chances are that you already feel like you’ve been beaten up financially and emotionally.  You don’t need someone else to add to your predicament.  The bottom line is… if we do not perform, we do not get paid. 

Call today for a free financial analysis and information concerning our professional services proven to help stop foreclosure…(321) 438-8018.

Remember – our goal and mission is to stop foreclosures in Central Florida while helping to restore the financial well-being for everyone seeking our help and services.

Call today – 321-438-8018, or email bill.snell@togetherorlando.com 

Praying for you,

Bill Snell – owner

 Paul Lechner

Message from Paul Lechner

First let me say that if you’re facing foreclosure I believe it’s important to take responsibility for the situation and seek to resolve it as quickly as possible.

Many companies and individuals state that they can “keep” you in your home for months, if not years at a time without making payments to the mortgage company.  Although this is true and happens on a regular basis, I do not recommend such a practice.

Regardless of how you ended up in foreclosure I believe it is in your best interest to quickly work through the situation and get you and your family back in the habit of paying for your housing OR in cases where you cannot afford housing, look to move in with a family member or friend.

There are some exceptions.

  1. You are actively pursuing a Short Sale
  2. You are actively pursuing a Loan Modification
  3. Your lender refuses to work with you

Prolonging the foreclosure process simply adds to the stress in your life and in most cases creates an overwhelming sense of bondage for the individual and their family.  Many people who stop paying their mortgage start or continue to exhibit poor spending habits.

Foreclosure is like falling off a horse, the decision whether or not to get back on and ride again has a lasting impact on your confidence.  How long do you want to live in a world where you avoid the telephone, the mailbox and in general, people?  Wondering if someone is going to serve you papers or if a notice will be posted in the local paper is enough to drive anyone crazy.

So I say without hesitance to get back up, dust yourself off and start riding again.  There are better days ahead but you will not experience them until you face your situation head on.

Getting Started

  1. Create a Budget
  2. Know what “Your Number Is”.  What it takes to make ends meet.
  3. Make sure your housing related expenses are are in line with the spending plan calculator’s recommended budget found here.  (this includes, mortgage/rent, utilities, lawn care and anything else related to your home).
  4. Unless you are experienced in loan modifications or short sales, hire a professional to assist you with the process.  This will save you untold amounts of time and money in the long run (if your loan is serviced by Fannie Mae or Freddie Mac you may be entitled to up to $5,000 in relocation assistance).

All the best,

paul-lechner-signature-white-on-black

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